No. To guarantee the right to decent housing is the duty of the state. In addition, the My House, My Life program benefits not only low-income families, but to society as a whole, helping to turn the wheel of the economy. A major innovation in the Minha Casa Minha Vida program was to turn "the grace period" into demand, by bringing to the market of large segment of the population below the so- called " funding line." This led to a niche market for builders, who were then able to build properties for this social segment. Thus, the program generated double impact - social and economic. Given a segment which accounts for over 90% of the housing deficit of the country, generating 1.3 million direct jobs in the works of houses, stimulating the construction and heating other important sectors such as industry and the trade of building materials. Between 2009 and 2013, the program has injected R$ 63 billion into the economy, of which R$ 37.55 billion was in the construction sector alone.

Imagine if all our presidents thought that way! Nobody would do anything because acting alone would not solve anything, and 5.6 million program beneficiaries would have continued living in precarious conditions. If each of the governments prior to Lula and Dilma had done their part, Brazilians would be living today with much higher quality of life. But, if it were up to PT governments, this is just one more goal to be gained.

Criticism is welcome and contributes to the improvement of public policy. The Lula and Dilma governments have always understood that living and living well requires more than the construction of housing. You need to ensure other rights, such as access to paved streets, sewage disposal, drinking water, electricity and public transportation. To include the projects in the program, the federal government required hiring solutions for infrastructure: water supply, sewerage, paving, electricity, lighting and solid waste collection. These solutions are financed with resources from the program, which contributes to make projects viable even in a city with little capacity to invest in urban infrastructure. Regarding the alleged lack of job creation, the Lula and Dilma governments created 19 million jobs in ten years, 1.3 million of them with the Minha Casa Minha Vida projects.

When they launched the Minha Casa, Minha Vida program, even civil construction, accustomed to the lack of housing policies of previous governments, doubted our ability to fulfill even the initial target of 1 million homes. The Lula government was starting almost from scratch and the difficulties were many. But the goal was met and expanded, and the construction industry is now a large and enthusiastic partner in the My House, My Life program, along with state governments, municipalities and social movements. The difficulties going forward will be easier to overcome lower, because now we know what needs to be done, we know what to do, and we will continue to move forward.

Apartments represent only about a third of the property built by Minha Casa Minha Vida. And living in condominiums is indeed a novelty for most beneficiaries. But it is a challenge that they have overcome with enthusiasm. The Federal Government has determined that the states or municipalities should hire a specialized company in condominium management thirty days before delivery of the property. The contract is carried out with funds from the Residential Leasing Fund (FAR) and will be valid for at least twelve months. The goal is for the company to develop a course for local residents to teach them guidelines of the activities that should be developed in condominiums, such as choice of property supervisor, accounting management, administration, and others. The initiatives are complementary to social activities that have already been developed by the municipalities to give residents conditions to create a proper and more sustainable management of the projects.

For the same reasons other people: to facilitate the day to day tasks of the residents, to optimize their time, for convenience or even for fun - which is a right for everyone. What the program does is to make these assets available to those who would have trouble buying them without special financing conditions. And the results are good for everyone: for those who purchase, for those who sell and to those that manufacture them.